"Definitely thought provoking. It definitely raises questions on what government health care would mean under this heading --... a system in which the insured are also the investors. Unfortunately, I think the root of the issue is the utter necessity of insurance as a result of insurance. My doctor's malpractice insurance pays for my suit, but his premiums go up (and the cost of service, as a result). The technologies in splinting and casting a broken arm haven't changed much over time, but it...moreless